Subway Integrates Ripple Treasury System, Achieves 98% Real-Time Cash Visibility

GateNews

Gate News message, April 27 — Subway, one of the world’s largest restaurant chains with over 37,000 locations across 100 countries, has integrated Ripple Treasury for enterprise financial management. The move marks the evolution of a treasury system the company has been building since partnering with GTreasury in 2019.

Subway has achieved 98% real-time cash visibility across its operations and automated nearly 90% of payment workflows, handling approximately 400,000 transactions annually. The company consolidated its operational bank accounts from around 450 to 350 and simplified banking relationships across multiple partners.

Ripple acquired GTreasury in 2025 for a reported $1 billion, integrating an enterprise-grade treasury platform already used by major multinational corporations. The shift reflects a broader trend among large institutions toward centralized financial control, real-time visibility, and cross-border settlement efficiency.

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