American Express launches an AI payment developer kit and explores stablecoin settlement applications

Gate News message: On April 14, the payments giant American Express announced this week that it is rolling out a proxy business development toolkit and has pledged transaction protection for incorrect purchases generated by AI agents registered on its network. Proxy business refers to payment or economic activities carried out by AI agents on behalf of users; current adoption is still limited, but it has already drawn attention from mainstream payment providers. American Express said that its existing dispute resolution mechanisms can effectively address transaction risks posed by AI agents, and that by providing payment credentials and identity verification measures only to verified agents, it reduces customer disputes and chargebacks. Several payment companies, including Mastercard, Visa, and Stripe, have also recently published related infrastructure. American Express also revealed that it is exploring the use of stablecoins in settlement, but did not disclose specific plans.

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