AI payments reach a major breakthrough: Alchemy launches AgentPay to connect systems like Circle and Visa for interoperability

Gate News message: Web3 infrastructure provider Alchemy recently launched a brand-new tool, AgentPay, in an effort to address the core pain point that exists today—there is a lack of interoperability among AI payment systems. The tool supports payment protocol coordination across multiple organizations, including Stripe, Visa, Mastercard, and Circle, providing a unified interface for AI agent payment scenarios.

At present, different AI payment systems are siloed from one another. If merchants want to integrate multiple types of agent payment capabilities, they must develop separate integration solutions, which is costly and inefficient. Alchemy’s Chief Technology Officer, Guillaume Poncin, noted that this fragmented structure is hard to sustain, while AgentPay—by offering a unified API entry point—allows any AI agent that supports the relevant protocols to complete payments directly, significantly lowering the integration barrier.

From a technical architecture perspective, AgentPay acts as an intermediary conversion layer, responsible for instruction routing and protocol adaptation, but it does not directly handle funds. This design not only improves security but also strengthens the system’s scalability. Currently, the tool already supports multiple protocols such as x402, MPP, A2P, and L402, laying groundwork for the standardization of the future AI financial ecosystem.

Alchemy has long been viewed as the “AWS of the Web3 space,” and its launch of AgentPay further reinforces its position in the blockchain infrastructure layer. As AI agents gradually participate in economic activities, new payment models such as micropayments and automated settlement are rapidly evolving. Agent-based finance is expected to become an important next-stage payment infrastructure for the internet.

It is reported that AgentPay has completed an internal test version rollout and plans to be officially released within the next few weeks. As more enterprises and developers onboard, the tool may accelerate the convergence of AI and crypto payments, driving decentralized payment networks to evolve toward higher efficiency and stronger interoperability.