I've been really comfortable using low LTV borrowing on AltitudeFi lately. The returns are solid on both ends - earning decent yields on the supply side while the borrowing costs stay manageable.

What I love about keeping the LTV low? Zero stress when markets get choppy. Plus it gives me that extra borrowing headroom to jump in and rescue another position if things go sideways unexpectedly.

Pair this approach with Liquity Protocol's Stability Pools and you've got yourself two reliable DeFi moves for navigating bear markets. These setups let you stay active in DeFi without overexposing yourself to liquidation risks.