Jiujiang Bank: Achieve a net profit of 841 million yuan in 2025, a year-on-year increase of 10.4%

2026-04-02 12:09:59

On March 31, Jiujiang Bank released its 2025 performance announcement. In 2025, the Group recorded operating revenue of RMB 10.477 billion and net profit of RMB 841 million. Compared with the previous year, net profit increased by RMB 79 million, representing a growth rate of 10.4%.

As of the end of 2025, the Group’s total assets were RMB 523.435 billion, up by RMB 6.976 billion from the end of the previous year, an increase of 1.4%. Total customer loans and advances were RMB 328.843 billion, up by RMB 8.008 billion from the end of the previous year, an increase of 2.5%. Total liabilities were RMB 474.812 billion, roughly flat year over year. Total customer deposits were RMB 405.067 billion, up by RMB 18.104 billion from the end of the previous year, an increase of 4.7%.

As of the end of 2025, the Group’s performing loans and loans under watch were RMB 322.507 billion in total, accounting for 98.07%; non-performing loans totaled RMB 6.335 billion. The non-performing loan ratio was 1.93%, down 0.26 percentage points from the end of the previous year. The capital adequacy ratio, Tier 1 capital adequacy ratio, and Common Equity Tier 1 capital adequacy ratio were 13.49%, 13.46%, and 8.87%, respectively, meeting the requirements of the “Measures for the Capital Management of Commercial Banks.”

(Jiujiang Bank)

(Editor: Qian Xiaorui)

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